Tuesday, December 23, 2008

My Sister's Wedding

Last December 20, we were off to Bulacan for my sister's afternoon wedding. Along the way, we had lunch in Kenny Rogers at NLEX Balagtas gas station. When we arrived in the hotel, it was my turn for the hair and make up do's. Hermo was the one who did it on my wedding and same for my sister.

Ate's most special day happened in St. Ildefonsus Church, Guiguinto Bulacan. This Church has a sentimental value for us. It was where we grew up knowing God during our elementary days as it was part of the school we went through. We had our confirmation and first communion there. It was also where we attend 1st Friday masses, joined the choir and had our graduation ceremonies after the 6th grade. It really brought a lot of good memories to me of my childhood days.


Reese and I were part of the wedding entourage. By default, I was the Matron of Honor and Reese was one of the flower girls along with her 2 little aunties: Mitch and Nicole. While Gani opted to be the so called "unofficial" photographer of the event.


It was a Catholic wedding and I did like the way the presiding priest gave his sermon to the couple. Lesson learned; do not put blame on your husband or wife. The head of the family is the husband, the president of the house while the wife takes the vice president position. And in the event that the husband made a mistake, the wife no longer has to blame him as the husband can be expected to realize his mistake... I hope this will always be true to all families.

After the ceremony, reception immediately followed and was held at Malolos Club Royale. It was quite short but sweet. With the exception of the emcee's forgetfulness, the preparations they did turned out to be good.

It was nice to note too that my wedding shoe was put into good use once more after being stocked for 2.5 years. Although I experienced some pain walking to and fro during the event as I don't typically wear high heels.


To Ate and Toper, congratulations and keep your love growing as you grow together. May your dreams come true!

Applying for US Visa

My first time to apply for US Visa was 4 years ago. And to my surprise, a lot of things have changed with the process. So here’s what happened to me during my personal appearance to the embassy last Dec 18.

Incident # 1
To my horror, I realized that I have forgotten to print the DS-156 application form while looking at those people in line. So I immediately left and crossed the street and was told by a street vendor that there was a nearby internet cafĂ©. I gave the vendor 10 pesos for good info and for escorting me to the computer shop. The computer shop charges 15 pesos per page so I ended up paying 45 pesos for 3 pages. Good thing I still have the copy of my scanned document in my email! Because if not, then I have to fill-out the form again for 15-20 minutes and get charged by that computer shop with 200 pesos! Instant money isn’t?!

Incident #2
No cellphone allowed in the embassy for non-US citizens! While crossing the street to the embassy I’ve heard the vendor telling me as such but I ignored because I thought the embassy will let you check-in your phone like it used to, but no more! The new policy has taken effect last Mar 2008.

Again, I got evicted from the line to the 2nd gate of entry this time, crossed the street again and was offered help by the same vendor. He showed me the mobile phones he was safe-keeping and looking at those models, I don’t recognize any of them and I won’t bother taking that risk.

First attempt was with Bel-Air hotel. They have a safety box, but for the exclusive use only of their check-in guests. I didn’t bother asking how much ‘coz that will be costly for sure. Second attempt was with Starbucks security guard. As I enter the store, “Manong baka po pwede magpatago ng cellphone…” (Sir, can you keep my cellphone…), I asked. He did have some hesitation on his face knowing that he’s not allowed to do that. But maybe, he pitied me enough, and so he went outside with a starbucks cookie bag and handed it over to me. “Mam, paki tanggal na lang po ang sim, baka tumunog po. Kunin ko na lang po sa inyo dyan sa gilid.” (Ms., please remove the sim card so the phone will not ring. I’ll get it from the side of the store.). I was relieved when he agreed. I put my company mobile phone and mp3 player inside the cookie bag and handed it back to him. While looking at the name on his uniform, I told him, “Manong, salamat. Tiwala na lang po ako sa inyo. Babalikan ko po yan mamayang 12.” (Sir, thank you. I have to trust you. I’ll be back by 12 noon).

Now I got back on track and lined up again. It was not so bad waiting in line after all. I think the process has improved a lot. I met one lady there and learned that she too had problem safe-keeping her phone. Her last resort was to check-in in Bel-Air hotel that cost her 5,500 pesos which included 1,000 add-on for early check-in! I can’t imagine that for myself! I could have bought another mobile phone for that, or even 2 mobile phones!

Many thanks to “Manong” guard in Starbucks for taking the risk to help me. He was there and was true to his words. I gave him a small token for his kindness and pretended to be his friend so that people around will not took suspicion. I’ve learned my lesson there… never-ever bring cellphone to the US embassy! And I don’t want to take risk again in asking for another person’s help if that can cause them to lose their job… Good thing it didn’t happened.

My visa was approved… and I have to be away from home for 2 months. Just thinking how long it will be makes me missed Reese and Gani already. :-(

Marion & Dennis Tied the Knot

Gani and I got 2 wedding invites just for a single month, 1 from my sister and another 1 from my friend Marion.

Marion's very special day was held at a Christian church in QC last Dec 13 around 2:30 pm. We were few minutes late and Marion had just walked in the aisle after we arrived. It was a traditional Chinese wedding, the opening prayer was delivered in Mandarin and English versions. The ceremony and picture takings lasted for almost 2 hours.

Unlike the usual Filipino wedding wherein the reception immediately follows, in this case there was a 2 hour gap and the reception was set at 6:30 pm. We travelled from the church to the reception venue for almost an hour, took valet parking and had coffee and snack in Times Plaza. Venue was walking distance from there.

We proceeded to the venue few minutes before 6:30 pm. To our surprise, very few guests were there. They said that it was normal for the Chinese wedding reception to start late and wait for almost all the guests to arrive. Good thing we had snack awhile ago. Gani met his friend from PUP, Ping who happened to be the back-up photographer for the event. They took shots of guests and the place while waiting.

Finally, the party started around 8:30 pm. As expected, food was served dish after dish. I experienced this type of dining in Grand Hyatt hotel in Beijing 4 years ago. There was a list of dishes to be served and an interval of 10 minutes for every dish to be laid on the table. Some guests happily put check-marks on the list after each serving.

It was 10pm when we decided to go home as valet parking will close. My stomach was full and was not able to touch the last 2 dishes served. So this serves as my record for our first ever Chinese wedding experience!

To Marion and Dennis, congratulations to both of you and may your dreams come true!

Tuesday, December 16, 2008

Red Party

This year, the theme for our Christmas party is RED. The party happened last Dec 12 in Elbow Room, Metrowalk.


Tuesday, December 2, 2008

Long-Weekend Special

Thank God we had Bonifacio Day (Nov 30) falling on a weekend which made our Monday work-free! Just want to share how it went for me and my family.

Reese at Gaby’s 1st Birthday Party (Saturday)
My daughter was back to Kidz Republic in SM Mall of Asia to join Gaby’s party (Ann’s cute daughter). Reese was a little bit shy but tried her best to do her dance moves!




Lola Visits Reese (Sunday)
My mom visited us and brought our gowns for my sister’s upcoming wedding this month. We had lunch at Cajun (post celebration for Gani’s birthday) and went mall strolling afterwards.



Tiangge Shopping (Monday)
Gani and I went to Greenhills to buy some gift items for family & friends. We found a toy store in Theater Mall called “Babe” that offers good quality toys and gives10-30 pesos discount. Gani was able to complete his Kris Kringle list as well (stuffed toy, silver boy-girl key chain and funny toy squirter). I also found nice bags and wallets there but didn’t buy any coz the prices of the items I like were more than 1k! I ended up getting a small purse instead for birthday gift.

Keeping in mind that we had lots of things to spend on this holiday season, so we had budget lunch from Jollibee. We ordered 2 pieces chicken, 39-er shanghai rolls, large soda and choco sundae, all for only 67 pesos! We used our BPI credit card receipts to take advantage of their current promo. For every 1,000 single receipt you can get a free hamburger or sundae; and for 3,000 worth, you’ll get 2 pcs chicken for free! Getting instant rewards from credit card purchase is really good. Just make sure not to over spend on the wants and use it more for the real needs. :-)

Monday, November 24, 2008

Gani turned 28!

Click to play Gani's Birthday

Gani’s birthday has become an annual tradition for us and his family. We usually celebrate it by dining out to our favorite restaurant and often times when we’re not yet married, we used to have dinner and karaoke in their family house where everything was prepared by Nanay as she is fond of doing this for all her children.

I just gave birth last year which means I was pregnant the other year, so I wasn’t able to setup anything for his birthdays then. (excuses…) But this time, when he decided that he wants to have it in our apartment, I took some time to prepare for it.

We had his birthday celebration last Nov 22, 2 days before his actual birthday. I cooked Carbonara & Beef Caldereta and ordered billiard themed Cake with flavor “rhumbutter” from Red Ribbon. He kept on asking for that cake flavor since we only had that during our wedding more than 2 years ago. I also decorated the dining area with a Disney Pixar Cars inspired birthday banner with his name and table cloth both from TK. And to add more to the party ambiance, I grab some colorful balloons from NBS and got some free balloon sticks courtesy of Marion. It ended up having a slight kiddie party appeal. :p
Of course, my MIL cooked Squid Relleno & Pork chop in Ginger stew while his brother prepared Kilawin na Talaba. And before I forget, the birthday celebrator himself made the ever delicious Buko Salad.

It’s our 2nd year together, and having a toddler in the house gives us a lot of reason to have our first home-made celebration. Everybody had fun and was delighted to have a different party venue this time. And after all the visitors have gone home, Tita Beth and I continued the karaoke until both of us were too sleepy and tired.

Happy-happy birthday to my life-time partner and I hope the good times would always be there. Enjoy my simple gift. I love you!

Wednesday, November 5, 2008

What Reese can do now?

*Can say /use these words:
- Daddy
- Babay (goodbye)
- Ayaw (don’t like)
- Yehey!
- Wow! (her favorite expression)
- Hmmm… sarap! (delicious)

*Some of her favorites:
Color – Blue (she always hold on to the blue toys more often than the others)
TV commercial – Colgate (Brush, brush, brush, 3 times a day!)
Cartoon show – Pocoyo, Mickey Mouse Clubhouse, Dibo the Gift Dragon, My Friends Tiger & Pooh

*Can count from 1 – 10 since she was 14 months, she cannot pronounce the numbers clearly but it’s funny to note that her “seven” and “ten” are in Ilongga tone. ;-)

*Fond to doodle and finally got her magic slate broken

*Can play stackable stars and simple shape sorter, she can find the shape and put it inside the drum based on the color. I found it so amazing when she was able to figure it out.

*She kisses Pocoyo on the TV screen. I think she likes him a lot!

*When I sing the phrase from Tigger and Pooh “When you have a problem…” and stopped, she’ll sing the next phrase, “Think, Think, Think” as hard as she can

Today, Reese is officially 1 year and 4 months old.

Tuesday, November 4, 2008

Reese's 1st Trick or Treat!

We had a "Trick or Treat" party in the office last October 30. Each group decorated their work stations and prepared lootbags full of candies and various toys just for the kids!

I went to the office in the morning and had lunch back home to pick up Reese. I made sure to be back in the office before 2pm due to the scheduled fire drill in our building. It will really become horrible not to be there on-time since they will shut down the elevator and nobody will be allowed to enter the premises. Not to mention that our office is situated in the 20th floor.

And so Tita, Reese and I made it to the office much earlier. We dressed up Reese and went straight to the 19th floor to register and take pictures. Reese was so shy, she didn’t want her picture to be taken so I ended up holding her from behind. I was so happy that a lot of kids (about 50 plus) were there and all dressed up in their cutest Halloween costumes.

Then the “trick or treat” began. Reese and the other kids got loads of candies, balloons and toys from my officemates/office friends. I was so preoccupied assisting Reese from going to and fro our office and wasn’t able to use my own camera that much. She was very amazed and overwhelemed that it was so difficult to keep her still.

I am sharing some of the pictures taken with Reese. Till the next trick or treat! :-)

Click to play Reese 1st Halloween '08
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Monday, October 20, 2008

First Things First

On Sunday, Gani and I went on our way to hear mass. Reese had a bad cold and cough so we didn’t bring her along. We usually attend mass inside the mall for convenience, accessibility and good ventilation. I must admit, I find it very difficult to keep my focus if I feel too warm. Having said that, I think it’s my job to seek for a good place to worship and make sure that I am not just physically present but also spiritually engaged during masses.

So we went to Megamall yesterday and to our surpise, it was the first opening day of the new Chapel of the Eucharistic Lord, a very good thing about the mall's ongoing expansion. The place was very nice, brightly lit and felt so solemn. It has a so called “crying room” for kids in case they become unruly and also, a “cellphone blocker” so that stubborn adults could no longer use their mobile phones. These add-ons really helped make the mass celebration a solemn one.

Fr. Mario was the presiding priest and shared the story to us about the owner of the structure who was currently in the hospital. I didn’t get her name, but whoever she is, she must be very wealthy and kind-hearted person. I hope and pray that she’ll get well soon. I admire her for sharing her blessings in a very God-ly way. If only all the wealthy people will do the same, there’ll be more nice churches built in the Philippines alone, and even worldwide.


The Altar

Another part of the homily that I really liked was about the existence of Catholic church/mass in malls. I completely agree with Fr. Mario when he said that, “If people ask me why there should be a mass inside malls, I turned back and say, why not? It only implies that in the midst of towering businesses, busy people and streets, God is everywhere and must be a consistent part of our daily lives.” That was a very beautiful message! I sometimes felt guilty of hearing masses inside malls. Although, I might have another agenda after mass, but I try to keep first things first most of the time. I worked on keeping my priorities straight, finding ways to connect with our loving God before anything else.


Reese Visits Lola

Despite of busy schedule, we try to visit my family in Bulacan, especially my mom. More than ever since Reese is growing up fast, we make sure to make time for it. Here is a memory that will surely last.
Generation after generation

Another part of our agenda was to have gown fittings for my sister's upcoming wedding on December. Reese being the first "apo" in our family will take the role of "flower girl" on her ninang's wedding. Exciting!

Wednesday, October 15, 2008

Halloween Costume

There will be Halloween party in our office on October 30. To make things different this year, the committee invited kids to dress up with their cutest and most unique costume for the event. Yippee!

Being a first time mom, I got very excited for Reese and scouted SM Megamall for her costume a week ago. And here is what I got; a “Spider Girl” toddler’s costume from Toy Kingdom, size is 3-4 since Reese is just too tall at 1 year and 3 months old. I chose this one to move a bit away from the traditional theme of fantasy (princess) type costumes.

Spider Girl toddler costume


Here’s my little girl wearing her first ever “kiddie-creepy” Halloween costume

Hopefully, Reese will not be shy and I do hope she’ll enjoy seeing other kids and the event itself. I'll post the event's happenings here soon.

Tuesday, September 23, 2008

Out of Stock!

Since last week, Progress Gold milk is out of stock! I’ve searched SM Supermarket, Watsons and even got to the point of crossing St. Francis Square to check on Mercury drug store but didn’t found any. I ended up texting Reese’s pedia and was advised to switch to Enfagrow A+ for alternative. Whew! That was close! Reese’s milk will be running out by the time I arrive home later.

It was so tiring to walk from Mega B to Mega A and even cross the street during a “sunny-rainy” weather. (what’s the exact term should be?). Time to reward myself a little for my efforts, and so I dropped by Gloria Jeans. Typically I order mocha chiller “Coco Loco”, but this time I tried cappuccino chiller, “Chocolate Macadamia Nut”. It is so creamy and perfectly made for the “mild-coffee” drinker person like me. An absolute treat! :p

I’ll be out of office tomorrow 'coz Reese’s new yaya will arrive tonight. I will be training her on things to do especially for Reese. She happens to be a relative also and was known to be of good moral character. I hope this time it will be different. (fingers crossed!)

Update:

Reese didn't like the taste of Enfagrow A+ which has a thinner consistency compared to her usual milk. Enfagrow A+ requires only 3 scoops of milk for 6oz of water, while Progress Gold needs 5 scoops for the same. Good thing Gani was able to hoard 4 cans (900 g) of Progress Gold from the newly opened Save More supermarket in Rotonda last Sep 24. I've checked once again in SM Megamall last Sep 26 and in SM Centerpoint the day after but still, "no stock"! I wonder why Progress Gold is not being replenished in stores for more than 2 weeks now! I hope it has nothing to do with the "milk scare" from China...

Update 2:

Finally, the long wait is over! I visited SM Megamall supermarket last Oct 8 and found large cans of Progress Gold! Hooray!

Tuesday, September 16, 2008

There She Walks!


Reese, at 14 months old weighs 12 kgs and is 83 cms tall (like a 2 year old) can now walk on her own! She used to get my hand to assist her to get into places she likes. But one time when I got home from work, I was thrilled to see her walking without any guide. It was exciting to see her going to and fro our sala and kitchen! Since we started bringing her to my in-law’s house everyday, her sense of balance improved greatly. The care of grandparents to their “apo” is incomparable on its own special way. Thanks to Tatay & Nanay! I can’t wait to see Reese “running” in the next few months. :-)

Wednesday, September 10, 2008

Forgettable Week

Aside from sharing unforgettable experiences and family joys, this blog serves as my online diary. So I am about to share the most forgettable week I had in my whole life! The week of August 18 is something that even I don’t want to remember has made it's own mark in my memory.

Yaya Catastrophe
We fired Reese’s yaya/all around maid who happened to be a “far” relative. Considering that she has a husband and family in the province and at age 44, I discovered that she got herself a 20-year-old (yes, 20) boyfriend! I thought the one she kept on texting was her family but it turned out that she got lots of text mates and most of them were coming from a cable channel! My MIL also reported that she was meeting up with her text mates and it could be a high security risk for Reese and my family. She was trusting people we didn’t know, although it didn’t come to a point that she was able to bring them to our house since we discovered her deceitfulness early. She didn't work on the household chores most of the time and I lived with that, thinking it could be because she was spending most of her time taking care of Reese. But in the last 2 months, I’ve noticed some changes with how Reese reacted to her. And now I realized those were indications that things were not going right. I was very furious simply because it was so unfair!!! I did well not just to her but to her family considering they are relatives. It is just so hard to trust people nowadays. Enough said. I guess you already know how upset and disappointed I am. I am very thankful to God that even though I don’t pray that long, but I was assured that my prayers are always heard.

Reese Got Intestinal Flu
Coincidentally, after firing the maid, Reese got sick. She got a slight fever, vomiting and diarrhea. So I took leave on Tuesday to bring her to the doctor’s clinic for check-up. The doctor said that the temperature was just normal and gave us Erceflora to fight the bacteria in her tummy, Immuzinc to increase her immunity and Pedialyte to keep her hydrated. I am grateful that my MIL was very supportive and she assisted us in every step of the way. Here comes Wednesday, Reese continued to take on her medicine. The diarrhea already stopped, so we’re left with vomiting. It was very difficult as I was cleaning almost every hour after each episode. So what I did was after each feeding, I carry Reese on my lap and waited for the sign if she was going to spill the milk out. In most cases, she always did. She looks very pale and was always sleepy. On Thursday morning, she was able to intake her milk without spilling it out. In the afternoon, I went to office to file my leave and to fix some errands and rush back home after 4 hours. Reese condition was not improving at all, so we finally decided to bring her to the hospital. She was weak and didn’t have the energy to cry out loud when the nurse inserted the dextrose in her hand. It was very painful for me seeing Reese that weak. She used to be a strong and bubbly kid. We stayed in the hospital for almost 2 days. With no antibiotic needed, Reese finally recovered and was back to her usual self. Talkative, cheerful and lively!

Slight Car Dent Caused by a Lousy Lady Driver
It was Friday when Reese was still in the hospital, her dad needed to report half day to work. So he was driving along Sta. Ana when a car parked at the street side started to move on reverse. It was near the intersection and Gani coming from the main road blew the horn to signal the other driver that he was passing. The car stopped and Gani proceeded thinking that the car will not move, but it did! So our car was hit slightly in between the 2 doors at the driver side. Good thing the impact was not strong and both drivers were safe. The lady driver admitted that she was not looking on both sides. They were not able to get a blotter since the policeman nearby said it was not part of their job. It wouldn’t be a good idea to argue with the policeman (right) so they both decided to settle it on their own. As expected, that lady no longer admitted her fault. We decided not to fuss over it and use our own insurance to fix our car. Although we had to pay the participation fee, but I think, that is nothing than making ourselves more stressed with that irresponsible citizen! Aside from the dent she got from the accident, her car has more scratches and dents which only show she’s a messy driver. Such a pity girl!

I don’t mean to stress anyone who read this. These are all for my record. That once in my life, these things happened all at the same week. It was also that week that I asked God, “Lord, please put an end to this week so that we can start a brand new week and move forward.” I’ve learned a lot of lessons here and experienced how much strength me and my family have to bear all these…Thank God for constantly answering my prayers, the week ended, Reese is healthy and my family is safe.

Saturday, August 16, 2008

Rain Rain Go Away!

Yesterday, I was rushing to go home but dropped by the grocery first because Reese’s can of milk was almost empty. So I bought a big can of milk and some groceries quickly and hurried back to the exit door. To my surprise, the rain was already pouring so hard and it was not possible for me to cross the street without getting soaked. So I stayed inside the mall for half an hour, did window shopping, sited on the bench then headed back to the exit door. It was still raining, so I did the same thing over and over again. Then after 2 hours of waiting, despite of the rain I bravely went out and walked across the street to the terminal and lined up.

I thought I could finally go home, but tough luck! Due to the heavy rains some areas were already flooded and the FX to my route could not pass through. I stayed in the terminal for 2 hours more and still, nothing happened! It was even raining non-stop.

Gani who was stuck in traffic also got caught in heavy flood and the car’s engine emitted steam when some water made contact with it. He stopped over to a gasoline station near Acacia Lane to check and see if the car won’t break. When the rain finally stopped, he was able to pick me up from Megamall. It was 10 pm and I was there for more than 4 hours already! My feet were aching and I don’t feel like I can stand for another hour or so.

Both of us we’re very tired and hungry. He parked the car across Seattle’s Best then we entered Cajun restaurant. It was our first time there so I have no idea what food will be good to order. To stick to the safe side, I ordered the standard Cajun Bourbon Back Ribs with rice and shredded corn while Gani had New York Fish and Chips. Both meals were delicious and satisfying matched with 2 canned sodas. The price was very reasonable too, only 625 pesos for everything! Baby back ribs alone usually cost that much, so that was a real treat! We finally got something nice out of a difficult day.

We drove home and there was still traffic along the way. At last, we’re home by 11:30 pm. Reese was fast asleep… no more chance for me to hear her laughing out loud before sleep. On the brighter side, we’re home just in time, just before her milk was totally gone. Sigh!

Friday, August 15, 2008

SDA & Time Deposit

For several years, we didn’t have a TD account. Our regular savings account in BPI Direct is giving us a competitive rate that’s why I didn’t bother to look for other options thinking that time deposits will have almost the same rates.

After reading some books and doing my research online, I got into my feet and visited ten (yes, you read it right, 10!) reputable banks here in Ortigas. Since I am after fixed-income and short-term investments, I inquired about time deposit and treasury bills. And would you believe that a lot of bank personnels didn’t know their product?! Some were at a lost, and some didn’t even know the rate of withholding tax! You need to ask them questions related to the product and be able to speak the “not so” familiar financial terms. For instance, when inquiring about T-bills then you need to ask for the minimum investment required, prevailing rate, maturity days, discounted price and the net settlement amount, which would mean less withholding tax and other charges. I’ve learned that you need to make sure that you know what you are asking for to get the right answers. Since I did my homework and calculations in Excel, I was able to ask direct questions and got the best deal that I could. But what if I don’t? Then, I would probably walked away and stick to the regular savings since that one didn’t cause any trouble asking questions here and there.

Funny side of the story was during one of my visits in a bank branch along San Miguel Ave., the bank manager took suspicion on me and asked where I came from? I said, “I work here in Ortigas”, then I looked back and asked, “Why?” She said that she’s just checking if I didn’t come from other banks researching on what other banks offer to clients. It appeared to her that I am very certain with what I am looking for. Now that’s what I got for making myself more informed. But nevertheless, no regrets! I didn’t get their services either since I found something better applicable for my short term goal.

So here’s what I found. Investing on SDA (Special Deposit Account) being offered by BSP (Bangko Sentral ng Pilipinas) is good considering that it has better interest rates compared to TD. BPI is offering the lowest minimum investment for SDA giving 4.45% net interest per month. And for TD, considering that no risk involved, ChinaBank offers the best rates among the ten banks I visited especially for 30 days tenure.

I am disclosing this information to help others save and invest their money wisely. Please note that I am not endorsing these banks. In case you found something better, then go ahead and share!

Update:

After 1 month, I've noticed that the TD rates increased, so it will be good to have the 30 day term to avail of the higher interest much sooner (for short term). For SDA, I availed of the automatic roll-over of principal and interest. I checked my account on-line and so far so good! I just have to wait for the letter from the bank to know the exact maturity date for next month and be able to add something to it. :-)

Update 2 (July 2009)

The interest rates particularly on TD dropped tremendously. I’ve mentioned on this post that CBC was offering the best rates way back in Aug 2008. I’ve started there with 4.25% and it went up as high as 5.25% last Dec 2008. But here comes Jan 2009 and the rate dropped to 3.25%. And now, as of this writing, it is just at 2.5%! I need to find time to fix this. I am observing PS Bank currently with 3.0% interest rate, but am not sure if it would be worth the effort to transfer since their rates are also decreasing fast.

Same thing for BPI-SDA, net interest rate dropped. I’ve started with 4.45% net interest, and now it is just giving me 3.36%. My husband recently suggested Citi e-Savings Plus with 4.75% p.a. gross rate (subject to 20% withholding tax). But still quite high isn’t? Not really! The catch is that the interest rate only applies to the deposit in excess of 100k! So after doing the math, I still prefer SDA which gives us full interest for everything we’ve invested on them. Hoping that in times like this, a better deal will really surface. It’s been almost a year and probably, I need to re-shop around the banks again.

Monday, August 11, 2008

Joy Ride

Reese had her MMR vaccination last Saturday with a "long playing" cry before and after the procedure. She didn't like lying on the bed while the doctor examines her. Oh well! She needs to bear those things for her to stay healthy.

So we decided to bring her along for our regular grocery shopping in Puregold Shaw. She tried the kiddie push cart and just after few minutes, voila! She already forgotten what happened to her at the doctor’s clinic. ;-)


I wish that SM Supermarket will come up with this one too!

Thursday, August 7, 2008

Found Treasure

I got daily dose of Our Daily Bread each morning as my computer starts up. That is part of my daily routine before actually jumping to work. I always try my best to read on it each day to know our loving God, and to feed my soul and my mind.

Now, I remember the website of Bo Sanchez I saw on TV few weeks ago and to my surprise, I found another treasure! He got lots of inspirational stories in his blog and in addition, an almost daily video of himself talking about God with a prayer afterwards. It’s good to have video for my daily reflection and hear the voice of the preacher like talking to you and sharing more on what God has in store for all of us. I wish I found this much earlier. Couple of years ago, I've read his book Simplify and Live the Good Life but wasn't able to keep myself updated. But now, I'll catch up. I feel so inspired and knowing that in days I am not at my best, I just have to read on and listen, then I’ll always feel better… Thank you Lord for making me found this one. And more power to Bo!

Friday, August 1, 2008

Gallbladder Surgery - Cholecystectomy

Starting tomorrow, I’ll be away from home for a couple of days. My mom will undergo Cholecystectomy gallbladder surgery in a hospital in Sta. Maria Bulacan to remove her gallbladder and gallstones. It has been several months ago, when she complained that her stomach was aching. She got confined then and was immediately told that she needs to have operation. But just to make sure, we went for a 2nd opinion to a doctor here in Manila. She was given some medication but was also advised that if the pain strikes again, she must proceed with the operation.

Now is the time. And we made sure that she’s physically and mentally prepared for it. All we need to do is to keep on praying that everything will turn out well. Your prayers for my mom and our family are very much welcome.

Prevention is still better than cure, so I am sharing what I found to be the causes of gallstones to increase awareness of the things that we should avoid.

In case you have gallstones, early detection could prevent you from acquiring more severe complications. You may want to check also for its symptoms in order to make yourself better prepared.

As the saying goes, Health is Wealth. I am hoping that I’ll be able to get more prayers for my mom through this... Thanks for spending time reading.

Update:
My mom had undergone the traditional gallbladder surgery (cholecystectomy) instead of Laparoscopic since her gallbladder already constricted and was quite hard to remove. She stayed in the hospital for only 3 days and is now fast recovering. Thanks for all your prayers! :-)

Saturday, July 26, 2008

Another Crayola Day

Today, we decided to stay home. I was able to spend time with Reese in exploring her Crayola.

Thanks to pangga for saving this moment. :-)