Roszain's Thoughts

bwahaha... oo nga, i'll update it

2012-01-05T22:28:00.368+08:00

bwahaha... oo nga, i'll update it

ok na kahit wala picture, actual na lang! :p

2012-01-05T22:17:45.365+08:00

ok na kahit wala picture, actual na lang! :p

yung mga pamewang na pose ni reese... ginagawa ko ...

2012-01-02T15:19:59.917+08:00

yung mga pamewang na pose ni reese... ginagawa ko din yan dati! mana sa ninang! haha... hanapin ko old pics ko tapos pakita ko sayo. :)

Teriyaki BoY! only Gani spells 'boy' as &#...

2012-01-02T15:17:16.136+08:00

Teriyaki BoY! only Gani spells 'boy' as 'boi'. :)

oily ako, haha. :)

Hi Ros, may I inquire how is the performance of SD...

2011-11-10T13:55:00.202+08:00

Hi Ros, may I inquire how is the performance of SDA in BPI?

Thnx

hi I love the information you wrote here... We are...

2011-10-07T15:23:51.360+08:00

hi I love the information you wrote here... We are also planning to have our son's 1st bday party at kidz republic. I cant seems to find any website that gives us the rates and other info. I was hoping you can help me with this. I appreciate the time.. my email address is smileys_jhoy@yahoo.com... thank you

@Rommel, thanks for your appreciation of this post...

2011-05-28T08:26:21.177+08:00

@Rommel, thanks for your appreciation of this post :)

@Anonymous, for SDA, the risk so far is none as long as Bangko Central is alive and kicking :)

what are the risk/s involved??

2011-05-25T01:17:15.156+08:00

what are the risk/s involved??

Hi, I thank you Ros for this info it keeps my worr...

2011-05-14T20:00:13.665+08:00

Hi, I thank you Ros for this info it keeps my worry free, im from baguio and recently invested in Bpi sda...

how much does kidz republic charge ?

2011-05-09T14:22:43.068+08:00

how much does kidz republic charge ?

this blog is very useful coz i'm considering i...

2011-04-16T13:16:28.952+08:00

this blog is very useful coz i'm considering investing in bpi sda today

nice, i got one here in my workstation... thanks...

2011-02-12T07:42:10.939+08:00

nice, i got one here in my workstation...

thanks for sharing.. ^_^

more pictures please!

2010-12-08T07:53:10.652+08:00

more pictures please!

Hi TIA, As of this writing, the only plant that is...

2010-09-08T09:36:07.536+08:00

Hi TIA,
As of this writing, the only plant that is living from the first batch is the one in the green plastic pot (white & green leaves) and it stays in my office cube. At home, everything dried up, the spiky plant being the last having each of its spikes dried one at a time. I recently bought a new miura plant called sanseveria honey and it's lovely! Let's see how long this one would last. Btw, here's the link to the Miura site: http://miuraplants.multiply.com/photos/album/15/MINI_Plants_4.56.09.0cm_Pot

As for the Money tree, I gave 5 of it to my friends last December, 3 of them I got to see since we're in the same office and all of their plants are alive and thriving. It's not like bonsai that you need to tie up, the trunks are not really growing but instead, new leaves just pop out to replace the old ones. My money plant at home dried up... but in the office, it's okay due to the cold temperature and indirect light. Based on miura's care tips, the plant should not be exposed to direct sunlight but should not be kept in dark places as well.

Hi Ros how old is your oldest plant/s there? lie...

2010-09-05T21:38:35.516+08:00

Hi Ros

how old is your oldest plant/s there?

liek Anonymous, i also plan to buy a money tree (or 2) and place it on my bedroom window.

i'm wondering:
1) is the morning sun is just enough sunlight for them or will it be too much?

2) i noticed that the money trees are raised in a bonsai-like manner with a thick main stem (or trunk). do these grow bigger with time amd i need to tie them up in a bonsai-like fashion?

TIA

cnfuzcius

hi Jolen! thanks for your comments. hope you and...

2010-08-17T09:19:19.256+08:00

hi Jolen! thanks for your comments. hope you and your family are doing well in Canada. I'll add aquim's blog now. :-)

just saying hi! :) i used to that before, listin...

2010-08-17T06:18:35.294+08:00

just saying hi! :)

i used to that before, listing every expenses, daily. since we had aquim, i just list major expenses. a budget is just allocated to each category and that's it! hehe makes my life easier!

btw, you may want to add my son's blog http://joaquimalonzo.blogspot.com

Thanks for your comment Anonymous :-) Btw, did you...

2010-08-16T18:25:18.305+08:00

Thanks for your comment Anonymous :-)
Btw, did you know that they already have a flowering plant at Miura? Yes, they do! They now have anthurium! I'm itching to get one for my office cube, but they changed the pot, and I'm still waiting to get the black square pot i saw few months ago. We'll see.

Nice article. :) I had the money tree at home and ...

2010-08-15T06:33:14.335+08:00

Nice article. :) I had the money tree at home and the leaves were eaten by cockroaches, I was really disappointed that time and moved the plant to another location. fortunately, it's growing new leaves now. I noticed that its very sensitive and the branches easily break. now, the plant dont have leaves at all but I know it is still alive and keep watering it.
I'm planning to buy a new set of these plants and hopefully I get to take care of it correctly. goodluck to our chosen endeavors!

anonymous may i ask the principal deposit amoun...

2010-08-04T08:57:04.008+08:00

anonymous
may i ask the principal deposit amount is it safe in bpi-sda even though the rate changes say for example 100k investment

Laki na pala age gap naten. Nasa 30's ka na ak...

2010-07-29T09:27:05.432+08:00

Laki na pala age gap naten. Nasa 30's ka na ako 20's lang. Haha

I have just invested in BPI SDA today, when they i...

2010-07-09T15:50:49.831+08:00

I have just invested in BPI SDA today, when they introduced to me this product the gross rate is at 4% plus something and the net interest is at 2.85685% at for every minimum investment of 100K. The maturity would only go for one month and it can be renewable so i don't think it would be risky to try it.

SDA is not tax-free. The difference of SDA with T...

2010-05-21T15:30:25.762+08:00

SDA is not tax-free. The difference of SDA with TD is that in SDA, they call it net interest rate meaning the withholding tax and trust fee are already deducted. However in TD, if they give the interest rate, it is still subject to withholding tax. Below is a sample computation. Note that the rates here are not current.

e.i.
Gross Rate: 6.1875%
Net of Withholding Tax: 4.95%
Trust Fee: 0.50%
Net Interest Rate: 4.45%
Days: 30

Interest = (100,000 x 4.45% x 30) / 360
= 370.83

Hi Ros. Just curious of what Jovanne Novalta`s pos...

2010-05-19T17:58:24.623+08:00

Hi Ros. Just curious of what Jovanne Novalta`s post. Does SDA really is tax-free? I was tolod by BPI that they`ll gonna charge me the trust fee and the tax for my investment. Pls. enlighten me with these. Thanks.

I'm just curious. IS it possible to have SDA ...

2010-04-22T09:19:01.259+08:00

I'm just curious.

IS it possible to have SDA in foreign currency or just PHP?

Thanks.

someone who wanted to save money